Up until now, there has not been a retirement analysis tool that could truly provide a realistic assessment of your client’s retirement readiness and provide recommendations for improvements to their financial profile. Designed and owed by Still River Retirement Planning Software, Inc. , RetirementWorks® II provides a unique solution that will help you provide realistic analyses for your clients.

Through a special arrangement with Still River Retirement Planning Software, Inc, we are able to provide you with two versions of RetirementWorks® II

1) A One-Client use will allow you to perform multiple variations of the analysis and report for one client over a 6-month period. This is available only through Appleby Retirement Consulting

2) An Annual subscription at a discounted rate of 10%, which will provide you with unlimited access to the software, along with the ability to create multiple reports for multiple clients

Click here for pricing and subscription details

What is RetirementWorks® II

RetirementWorks® II ("RW2"), is a revolutionary new software that helps financial advisors and their clients determine the clients’ retirement readiness. RW2 takes a new approach to planning your clients’ financial needs for their retirement years, by incorporating every aspect of retirement analysis, including projected medical expenses , long-term care requirements, high inflation scenarios and real estate into their clients retirement analyses

Unlike other models, RW2 strives to address all the major financial questions that retirees face . Toward that end, it allows clients to address up to 30 issues when providing the data that is used to perform the analysis. While not many families will have that many issues to address, the broad spectrum of issues covered by RW2 ensures that it is able to capture the financial essence of the broadest variation of client profiles.

Why RetirementWorks® II Can Lead to Sales & Asset Gathering Opportunities

RW2 comes at a time when it is most needed; when pre-retirees and retirees are feeling the greatest degree of concern and insecurity with the financial readiness of the typical American. With the primary objective of addressing these concerns, and providing clients with a realistic analysis of their stage of retirement readiness, RW2 addresses issues that are of concern to the typical client. By providing these clients with an understanding of their state-of-readiness, and making the right recommendations about what can be done to correct any deficiencies, RW2 puts you in an advantageous position of the ‘knowledgeable expert’, the one that can help them to realize their retirement dreams or get as close to it as possible. This increased level of confidence and trust in your business creates opportunities for your to sell clients the financial and/or insurance vehicles that best suits their financial profile, not only because you believe in the product, but also because you can demonstrate, through analysis, why the client needs that product.

Why RetirementWorks® II Works
With the increased uncertainty of financial security during retirement, and the level of complexity that is involved with performing retirement analyses, many individuals are looking for a solution that will provide them with the right answer, in a simple and easy to understand format. RW2 provides these solutions.

RW2 was designed to assist the financial advisor with providing realistic answers to the questions that many pre-retirees and retirees have been asking over the past two decades:

• Will I be financially ready for retirement?
• Will I outlive my assets?
• Will I be ready to deal with unexpected financial expenses?
• How does my current savings vehicles affect my retirement needs?
• Do I need to purchase additional financial products, and if so, what type of products?

While you may be unable to provide any absolute answers, you can prove your clients with realistic projections by taking into account all the factors that increase or reduce their current and projected cash flow, whether these factors are recurring and predictable or whether they occur only under certain circumstances.

Do it Right- Right Now

Performing an incomplete analysis puts your client at risk of not being financially ready for retirement, and may adversely affect the reputation of your business. You can help clients to understand that once they are already retired, there may be very little that can be done to correct any deficiencies in their retirement program, and/or any financial planning mistakes that were made. They can avoid these mistakes by receiving a complete analysis, and comprehensive solutions from you, which you will provide by using RW2. Receiving a comprehensive solution will put them in a position to take the steps they need to take towards a financially secured retirement.

RetirementWorks® II is Sophisticated, but Easy to Use and Understand

RW2 was designed to allow your clients to perform the data entry, which is highly recommended as they are privy to the information that needs to be inputted. With your permission, we can design the software to allow your clients to access the database either from your office, or their home , so that they can provide the responses to the questions included in the data collection questionnaire. While the calculations and analyses performed by the software are remarkably complex and innovative, that is not apparent to the user. Instead, all the user sees are the results, which are presented in simple, easy to comprehend formats. Each recommended solution is a simple "report card" that can be understood by anyone. This report card grades the plan under both favorable and adverse circumstances, and if the recommendation is unsuitable for the client, the software allows the data to be modified until the results are satisfactory to you and the client.

Review RetirementWorks® II

Please try out the web version of RetirementWorks®II at our demo site by requesting a demo ID and password by clicking on the demo icon above. The demo version is fully functional, and we encourage you to make the most of it. Access will be limited to 5 days.

 

Sample Report Available
If you would just like to see a sample report in PDF format, please click on the "View Sample Report " icon below:

  

Click here to view a sample input screen, helpful information and Advisor Tools

 

 

RetirementWorks® II- Planning the finances of people approaching, entering, or already in retirement

Please check the box below if you wish to receive our monthly newsletter, which includes seasonal topics, information and legislative/regulatory update on retirement plan related issues.

Please note: ****Demo available only to Financial Professionals****

 

 

Phone: 973-313-9877, Fax: 973-762-0496
Denise@applebyconsultinginc.com
www.ApplebyConsultingInc.com